New Home FHA Mortgage Share Surges As Debt-To-Income Ratios Surge (New-home Loan Sizes Fell To 2021 Levels)

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The not shocking news out of DC: The ‘Big, Beautiful Bill’ Will “Massively” Increase Near-Term Deficits, Add $5 Trillion In Debt. The surprising news? New home FHA Mortgage Share has surged!

On the not surprising news front: FHA debt-to-income ratios have surged (the surge started under Biden).

New-home loan sizes have fallen to 2021 levels.

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Published May 21, 2025May 21, 2025